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The following terms and conditions ("Terms and Conditions') govern the use of DisabilityIncomeInsuranceRateQuotes.com Web site (the "Site').

The Site is provided by DisabilityIncomeInsuranceRateQuotes.com Owner (the "Site Proprietor" or "we'). If you do not agree to these Terms and Conditions, DO NOT access or otherwise use the Site. BY USING THIS SITE, YOU ACCEPT AND AGREE TO ALL TERMS AND CONDITIONS AS APPLIED TO YOUR USE OF THIS SITE. We may change our Terms and Conditions and at any time without notice, by posting such changes on the Site. By using the Site you agree to be bound by any such modifications to the Terms and Conditions.

You may only use the Site if you reside in the United States and are 18 years of age or older.

Disclaimer

You expressly agree that use of DisabilityIncomeInsuranceRateQuotes.com is at your risk and yours alone. DisabilityIncomeInsuranceRateQuotes.com is not an insurance company and does not quote policies, issue insurance contracts or bind coverage.

We do not endorse or recommend any companies or life insurance policies, and we do not provide life insurance, tax, financial or legal advice.

We do not guarantee that any of the life insurance agents, brokers and/or companies to whom we may pass along your information will contact you or agree to provide you coverage.

We are not in any way responsible for the conduct of the life insurance agents, brokers or companies to whom we forward your insurance quotation requests.